This Layaway Purchase Program will allow individuals a way to purchase an item without paying the entire cost at once. However, rather than taking the item home and then repaying the debt on a regular schedule, as in most installment plans or hire purchases, the "layaway" customer does not receive the item until it is completely paid for. There are no extra fees/surcharges involved with this Layaway Purchase Program. When using this program, the item is kept in storage until the payments are completed, which has a deadline of 90 days from initial "layaway". In the event the customer does not pay the entire amount due within 90 days, the item will be returned to stock. All previous payments will be forfeited and not be refunded and any subsequent payments (processed after the 90 days) will be returned to the customer.


Payment Schedule:

- First Payment

Amount Due: Minimum 10% of the entire amount on the Layaway Program.

Countdown of the 90 days of the Layaway Program will start on this day. Will also be known as Day 0.

Item(s) will be inspected and confirmed by buyer. Item(s) will be kept by me till full payment is received within the 90 days.

- Second Payment

Amount Due: Minimum 10% of the entire amount on the Layaway Program.

Due Date: On or before Day 30.

- Third Payment

Amount Due: Minimum 10% of the entire amount on the Layaway Program.

Due Date: On or before Day 60.

- Final Payment

Amount Due: Balance of the entire amount on the Layaway Program.

Due Date: On or before Day 90.

Once amount is fully paid, item(s) will be collected.

 

Terms and Conditions:

Full payment of the item(s) on Layaway Program has to be fully paid up within 90 days, otherwise item(s) will returned to stock and any payments made will be forfeited and not be refunded once deadline is due.

Advance payments are allowed. As long as full payment is received within the 90 days, item(s) will be handed over to the customer.

Once buyer reserves item(s) using this Layaway Program, these item(s) cannot be changed/switched to other item(s).

In event buyer changes his/her mind on the reserved item(s) and wishes to cancel the order after they enroll into this program, all payments with regards to these item(s) made up to that point in time will be forfeited and not refunded.

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